Risk Management Executive with over twenty-five years of financial services experience, delivering risk management solutions within banking and insurance industries across a variety of global jurisdictions. With experience of strategic transformation, risk framework development and implementation and regulatory interventions. Operating at the forefront of risk management developments from a regulatory and business perspective. Experience of Regulatory policy making with the Financial Services Authority during Basel II and with KPMG during the development of Solvency II. Specialist skills include: Enterprise Risk Management development; Solvency and Risk Based Capital framework solution's (Solvency II); Risk Strategy and Profile definitions; Risk Appetite setting and organisational cascade; Risk Information development and delivery; Board Risk training; Development of Risk / Reward strategy and risk diligence during M&A activity.