Josep Grau Miró

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The Use of Blockchain in Finance

Blockchain has the potential to disrupt multiple industries and make processes, more democratic, secure, transparent, and efficient. Entrepreneurs, startup companies’ investors, global organizations and governments have all identified Blockchain as a disruptive opportunity to change the current paradigm.

Banks are not characterized for being neither agile nor fast when embracing new technologies due to their legacy system. However, times are changing and new technologies are being offered. In order to adapt to new times and shifting to more scalable systems and interconnected world, banks will have to adapt to new technologies and embrace changes easily. But, is this shift feasible?

Josep Grau is a digital innovation project manager on the strategic development and innovation department in CaixaBank. Josep has a wide knowledge base and experience on innovation in banking and financial institutions. As a Fintech expert, he has experience in payments, lending, security and others, but particularly one of his major areas of interest is Blockchain and any of its areas of impact.

Josep did his bachelor on electrical engineering and a master in telecommunication engineering in Polytechnic University of Catalonia. Due to his motivation on having a positive impact on the world and willing to contribute to create sustainable value for the society, Josep moved to Sweden in order to do a Master on Entrepreneurship and Innovation Management by KTH Royal Institute in Stockholm, where he wrote his master thesis on “Strategic innovation in financial sector: Blockchain and the case of Spanish banks”

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