Varun Mittal is the ASEAN Fintech Lead at EY covering emerging technology and business models in financial services across ASEAN. Previously Varun was the first marketing and sales employee at helloPay (acquired by ANT Financial, Alibaba Group), led payments for Samsung in ASEAN and developed regional mobile payment solutions at Singtel Group. Prior his work in payments, Mittal worked at Microsoft and Gemalto. He holds an MBA from the National University of Singapore. Varun is also part of founding team of Singapore Fintech Association, working closely with startups, educational institutions, investors and regulators across ASEAN.